Are you aware of what affects your car insurance rates, either positively or negatively? Not a lot of drivers are, so we are going to clear things up in a quick little list!
- Age: below 25, out of luck; ages 50-65, safest drivers ever.
- Gender: sorry boys, the ladies are considered safer than you are. But we’re not gloating (much).
- Marital status: single suckers, married drivers pay less for their rates.
- Location: traffic congested suburbs and/or high crime areas, out of luck; low traffic, low crime areas for the win!
- Driving violations: just hang it up for the next five years or so, or else DRIVE SAFER!
- Type of vehicle: go ahead and drool over that gorgeous old Jag, but at the same time be happy, because your ’97 Grand Am costs way less to insure.
- Credit rating: poor credit or no credit, start taking the bus.
- Education: you are not too cool for school, rack up all the student loans you can, because you’ll be paying less for insurance.
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